| LOAN
TYPE |
ANNUAL
PERCENTAGE RATE |
TERMS |
Personal |
*AS
LOW AS 13.88% |
UP
TO 3 YEARS |
New
Vehicles |
*AS LOW AS 5.88%
|
UP
TO 60 Months
(Also 2007 If Under 25K Miles) |
New
Luxury Autos |
*AS LOW AS 5.88%
|
UP TO 7 YEARS
(List Price Must Be Over $30K) |
Used
Vehicles |
*AS LOW AS 5.88% |
UP
TO 5 YEARS ON '07 -'06
UP TO 4 YEARS ON '05 -'99 |
New
Recreational Vehicles |
*AS LOW AS 5.88% |
UP
TO 5 YEARS
UP TO 7 YEARS
(List Price Must Be Over $30K) |
New
Luxury Campers |
*AS LOW AS 5.88% |
UP TO 12 YEARS
(List Price Must Be Over $50K) |
Used
Recreational Vehicles |
*AS LOW AS 5.88%
|
UP
TO 5 YEARS ON '07 -'06
UP TO 4 YEARS ON '05 -'99 |
New
Street Legal Motorcycles |
*AS LOW AS 5.88%
|
UP
TO 5 YEARS
UP TO 7 YEARS
(List Price Must Be Over $30K) |
Used
Street Legal Motorcycles |
*AS LOW AS 5.88% |
UP
TO 5 YEARS ON '07 -'99
UP TO 4 YEARS ON '98 - older |
New
Farm Equipment |
*AS LOW AS 5.88%
|
UP
TO 5 YEARS
UP TO 7 YEARS
(List Price Must Be Over $30K) |
Used
Farm Equipment |
*AS LOW AS 5.88% |
UP
TO 5 YEARS ON '07 -'06
UP TO 4 YEARS ON '05 -'99 |
New
4 - Wheelers |
11.00% |
UP
TO 5 YEARS |
Home
Equity |
As
of 10/8/08, The variable APR for Home Equity loan is 5.50%. This interest rate is subject to change but will not exceed 18% APR. |
10
YEARS |
Fixed Rate Second Mortgages |
6.99%
7.99% |
UP TO 5 YEARS
5 - 10 YEARS |
Construction
Loan |
As
of 10/8/08, The fixed APR for Construction loan is 5.50%. |
12
MONTH MAXIMUM |
Land
Loans |
1/2%
Above Prime (FIXED RATE); Floor 7.00%
1.00% Above Prime (FIXED RATE); Floor 7.00% |
UP
TO 10 YEARS
10-15 YEARS |
Share
Secured |
1.50%
ABOVE LAST DIV RATE PAID; Floor 3.50%. |
UP
TO 7 YEARS |
PC
Loans |
9.00% |
UP
TO 2 YEARS |
**
THE CREDIT UNION NOW OFFERS MORTGAGE LOANS! PLEASE
CALL TO CHECK THE DAILY RATES. |
