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| All Terrain Vehicle Loans |
Do you need an all
terrain vehicle for work or play? We can help with an ATV loan. Georgia
Power Northeast CU offers financing for up to 60 months on new ATVs.
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| Auto Loans |
When it comes to purchasing a new or used car or truck, Georgia Power Northeast CU is here to make it easy for you. Our loans
feature competitive interest rates and the kind of efficient, personalized
service that only your credit union can provide. So all you have to do is concentrate on making important decisions such as: picking out the appropriate make, model, year, color and optional equipments that are best suited for you.
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| Construction Loans |
Are you finally ready to start building your dream home? Georgia Power Northeast CU can help. We have the perfect construction loan for you. So come by our office and get started today.
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| Farm Equipment Loans |
If you farm for a
living, you depend on your equipment every day. When it's time to
replace your tractor, loader, etc., come to Georgia Power Northeast CU
for the financing you need at attractive terms. We offer loans
up to 60 months on new farm equipment. Shorter duration loans are available
for used farm equipment.
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| Fixed Rate Second Mortgage Loans |
We now offer Fixed Rate Second Mortgage Loans in addition to Helocs variable rate. The maximum loan amount is $75,000.00 and the minimum equity has to be $10,000.00. Closing costs are currently paid by the Credit Union. No closing costs are paid by you.
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| Home Equity Loans |
Turn
your home ownership into a more rewarding experience with a home equity
line of credit from Georgia Power Northeast CU. Capitalize on the value
you've built up in your property with cash for home improvements, educational
expenses, or whatever purpose suits you. A home equity line of credit
from Georgia Power Northeast CU carries a competitive variable interest rate.
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| Land Loans |
You can finance the
purchase of unimproved property or raw land at attractive rates through
Georgia Power Northeast Credit Union. Loans of up to $100,000 are available,
for up to 90 percent of appraised value.
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Are you ready to hit the road and let the wind blow in your hair? At Georgia Power Northeast Credit Union, financing is available
for new and used street legal motorcycles.
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| Personal Computer Loans |
In
the market for a new computer? We offer
PC loans that feature competitive interest rates.
The following guidelines
apply:
- The maximum loan
amount is $3,000.00.
- Financing is available
for up to 100% of the purchase price (as long as under the maximum loan
amount).
- Loans are available
for purchase of new computer systems only.
- Financing is available
for up to 2 years on NEW computer systems.
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| Personal Loans |
Georgia Power Northeast
CU offers Personal Loans to fulfill every lifestyle. We can help with all your loan needs. Use a Personal Loan from anything such as boats to braces, whatever your needs may be. Personal loans from Georgia
Power Northeast CU come with low interest rates, fast processing and convenient repayment
terms, as well as efficient and personalized service.
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| Recreational Vehicle Loans |
Thinking about a new boat or motor home? We can handle the financing. We offer loans of up to 60 months on new recreational vehicles. We also finance luxury RV's (campers), listing for over $50,000, for a term of up to 12 years. Shorter-duration
loans are available for used vehicles, and all our loans come with competitive
interest rates and efficient, personalized service. When it's time to
stop dreaming and hit the road or the water, come to Georgia Power Northeast
CU for your recreational vehicle financing needs!
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| Share Secured Loans |
How would like to borrow your own money while using your share savings account or savings certificates as collateral to secure your loan? Our loan department offers Share Secured Loans with competitive lowe interest rates. You'll even
continue to earn dividends on your savings!
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GA Power NE Credit Union offers its members Payment Protection credit
life and credit disability insurance through CUNA Mutual Group. This coverage
includes the following features:
- Credit Disability makes a member's
payment to the credit union, should they become disabled due to sickness.
The premium is paid by the member and insures only one borrower or the
co-borrower. After a 30-day waiting period, benefits are payable from
the 31st day of disability forward.
- Credit Life pays off the member's
outstanding loan balance if the member dies during the term of the loan.
- Statement of Insurability: If
an eligible member requests insurance within 30 days after the loan
advance, they will be eligible for coverage if they provide a satisfactory
Statement of Insurability to CUNA Mutual.
- Expiration of Insurance: On the
date of death; on the date the loan is transferred to another creditor;
on the date the loan stops; on the last day of the month the credit
union is notified by the member to terminate insurance; when the member
reaches the maximum age; on the last day of the month in which the loan
is three months past due; When the balance of the loan is paid by a lump
sum disability benefit under a credit life insurance policy; on the
date there has been a zero balance in the members open end account for
one year.
- Six Month Pre-Existing Condition:
This provision pertains only to the conditions for which the member
received medical advise (Disability), diagnosis or treatment (Disability
7 Life) during the 6 months prior to the effective date of insurance
on an advance on a loan. Benefit will not be paid for these conditions
if they occur during the 6 months following the coverage effective date
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