Georgia Power NE Credit Union
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Checking
CHECKING ACCOUNT FEE SCHEDULE
DIRECT DEPOSIT PAYROLL DEDUCTION
STOP PAYMENT FORM  

Checking Account

Our checking account offers NO monthly service fees, NO minimum balance and NO per-check charges.

The following checking features apply to the Power Checking account:

        • Free direct deposit
        • Overdraft protection
        • Consolidated monthly statements
        • Visa Check/Debit Card available
        • Identity theft protection
        • Free switch kit
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Direct Deposit/Payroll Deduction

Direct Deposit

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your Georgia Power Northeast CU savings or checking account. By doing so, you can eliminate the possibility of losing your check and avoid the need to stand in line to cash or deposit it.

Please contact us or view the FAQs page if you have any questions about direct deposit.


Payroll Deduction

When you establish payroll deduction at Georgia Power Northeast, money is automatically deducted from your paycheck and deposited in your savings account or used to make loan payments. It's an easy way to save or to ensure that you'll never miss a loan payment.

Please contact us for more information on payroll deduction.

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Fee Schedule

Effective December 1, 2005

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Items Sent for Collections
$25.00/Item
Draft Courtesy Pay
$30.00
Wire Transfer (Outgoing)
$25.00/Transfer
Travelers Check
FREE
Travelers Check for Two
Amount Charged by American Express
Account Reconciliation
$20.00/Hour
$20.00 Minimum Charge
Account Research
$20.00/Hour
$20.00 Minimum Charge
Statement copy
$1.00/Copy
Account Activity Printout
$1.00/Printout
Deposited Item Return
$5.00/Item
Legal Process
Actual Costs
Inactive Account
$5.00/Month
Charged after 1 year and account balance is less than $100.00
Dormant Account
$5.00/Month
Charged after 1 year and account balance is less than $100.00
Automatic Transfer
$5.00/Transfer
Photocopy
$1.00/Copy
Fax (Outgoing)
$3.00/Fax
Fax (Incoming)
$3.00/Fax
Stop Payment
$15.00/Request
Check Copies
$3.00/Check
Gift Cards
$2.50
Overnight Mail
Actual cost
EFT Fees
ATM Transaction
None
Debit Card Replacement
$5.00
Share Value/Membership Fee
Par Value of One Share
$5.00
Membership
$5.00
Share Account Fees
Regular share Account Excessive Withdraw
$3.00 per excess withdrawal if more than six (6) withdrawals per quarter


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