1. How do I apply for a loan?

*First time borrowers can provide us with basic application information by completing and submitting a loan application or by calling and giving us the information by phone.
For future loan requests, we will simply need to verify information and update any changes if needed. Contact Us

2. How long do I have to be a member before I can apply for a loan?

You may apply for a loan as soon as you become a member.

3. May I have funds sent to the Credit Union directly from my employer or checking account?

Yes, Direct Deposit is available to all of our members! Direct Deposit offers you a safe and convenient way to save or make your loan payments at your Credit Union. To have your Employer (other than GA Power) originate the direct deposit, please write your name and member account number on our ACH Electronic Deposit form and submit it to them.
To have your Credit Union staff originate the direct deposit from another financial institution, please contact us with details and we will be glad to process that request for you.

4. How do I add/remove a joint member to/from my account?

To add a joint owner to your account, just complete a new signature card that you and the new person will need to sign. Account Card Application

To remove a joint owner, all current owners of the account must agree to the removal and sign the change card.  CHANGE card link

OR

The account can be closed by one of the joint owners who could then open a new account. Please contact one of our Member Service Representatives for assistance.

5. Can my family members join the Credit Union?

Yes!  Persons related by blood, adoption or marriage to or living in the same household with a person within the common bond are eligible to join Georgia Power Northeast Credit Union. We encourage you to share with your family members the benefits of Credit Union membership. Let your relatives know they can join your Credit Union!

6. How do I change my payroll deduction?

Simply contact the Credit Union to request the change. A new payroll card will be completed for you to sign.